South Sudan Mobile Money
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m-Gurush mobile money in South Sudan

Last checked: 20 October 2026 · Providers

m-Gurush is a mobile money service built by Trinity Technologies with Zain South Sudan 1,3. ITWeb reported in July 2019 that it was licensed by the Bank of South Sudan and the National Communications Authority 1. It offers transfers, payments, airtime and cash in and cash out 1. A central bank tariff reported on 29 July 2025 lists a 1.7% withdrawal fee and free salary processing 6. Account limits follow the central bank's tier rules 7.
Operator
Trinity Technologies with Zain South Sudan 1,3
Launched
2019, as reported by Mobile World Live 2
Licensed by
Bank of South Sudan and National Communications Authority, as reported by ITWeb 1
Withdrawal fee
1.7%, per a central bank tariff reported on 29 July 2025 6
Salary processing fee
Free 5,6
Cross-border links
MTN in Uganda and Safaricom in Kenya, per UNCDF 3

Who runs m-Gurush

Trinity Technologies developed m-Gurush with Zain, according to a UNCDF report from April 2023 3. UNCDF lists person-to-person transfers, utility payments and payments to businesses as supported uses 3.

Michael Malakata of ITWeb reported on 17 July 2019 that the service was licensed by the Bank of South Sudan and the National Communications Authority 1. He quoted Trinity Technologies deputy vice president Joseph Alinaitwe as saying it offers service payments, airtime purchases, cash in, cash out and money transfers 1.

Sources give different licence dates. UNCDF says the Bank of South Sudan licensed Trinity Technologies in June 2019 to develop mobile money products 3. Chris Donkin of Mobile World Live wrote on 29 April 2020 that regulators licensed two providers in late 2018 and that m-Gurush launched in 2019 2.

The Bank of South Sudan says it holds sole responsibility for licensing financial institutions 8. Its licensing page did not list mobile money licensees when checked on 20 October 2026 8. The Electronic Money Regulation of 2017 is on the bank's regulations page at https://boss.gov.ss/regulations/ 10.

Fees in central bank tariffs

Amnon Jakony of Access Radio reported two Bank of South Sudan tariff documents in July 2025 5,6. The first, dated 8 July 2025, compared 11 banks and 3 mobile money operators 5. The second, dated 29 July 2025, came from the bank's Directorate of Supervision and Financial Stability 6. The bank posted the 8 July tariff on its website 9.

The two reports give different detail for m-Gurush. Both are shown below with their dates 5,6.

ChargeReport of 10 July 2025Report of 29 July 2025
Salary processing 5,6Free 5Free 6
Over-the-counter withdrawal 5,61.7%, minimum SSP 400 51.7% 6
Agent withdrawal 5,61.7%, minimum SSP 400, maximum SSP 60,000 51.7% 6
Sending money 5,6Not stated 5No fee 6

Sending and receiving across borders

Chris Donkin of Mobile World Live reported on 29 April 2020 that m-Gurush added international remittances. At launch it could send and receive funds with providers in Kenya and Uganda 2. Bank of South Sudan Governor Jamal Wani Abdalla unveiled the service. It was open to existing customers on the Zain network 2.

UNCDF reported in April 2023 that m-Gurush has cross-border interoperability with MTN in Uganda and Safaricom in Kenya 3. It said senders abroad can send US dollars or South Sudanese pounds to an mGurush account from their country of origin 3.

None of the sources opened for this page gave a fee for international transfers 2,3. Ask m-Gurush for the charge before you send.

Account limits

As reported by Amnon Jakony for Access Radio on 1 September 2026, the Electronic Money Regulation 2017 Amendment 2025 sets limits by account tier 7. Over-the-counter transactions are capped at SSP 6,500,000 per transfer 7.

TierID neededMaximum balanceDaily limitMonthly limit
Tier One 7Simplified ID such as a student or local chief ID 7SSP 6,500,000 7SSP 1,625,000 7SSP 13,000,000 7
Tier Two 7Passport or government ID 7SSP 26,000,000 7SSP 6,500,000 7SSP 52,000,000 7
Tier Three 7Companies and government entities 7SSP 65,000,000 7SSP 13,000,000 7SSP 130,000,000 7

Paying with m-Gurush

As reported by James Atem Kuir of Eye Radio on 19 July 2025, the central bank said mobile money has the same standing as cash and bank transfers. It said refusing it is punishable 4.

The same report says M-Gurush and Nilepay were the first to roll out services, in partnership with Zain South Sudan 4.

UNCDF reported in April 2023 that the central bank did not record agent numbers and that no agent regulations existed 3. The 2025 amendment, as reported by Access Radio, requires agent networks to be non-exclusive 7.

Common questions

Who runs m-Gurush in South Sudan?

Trinity Technologies runs m-Gurush with Zain, per UNCDF and ITWeb 1,3.

How much does m-Gurush charge to withdraw cash?

A central bank tariff reported on 29 July 2025 lists 1.7% for agent and counter withdrawals 6. A report of 10 July 2025 gives a minimum of SSP 400 5.

Can I receive money from Kenya or Uganda on m-Gurush?

UNCDF reports cross-border links with Safaricom in Kenya and MTN in Uganda 3.

Is m-Gurush licensed?

ITWeb reported in July 2019 that it was licensed by the Bank of South Sudan and the National Communications Authority 1.

What is the daily limit on an m-Gurush account?

Under the 2025 amendment as reported by Access Radio, a Tier One account has a daily limit of SSP 1,625,000 7.

Rules and fees change. Check the official site linked above before you apply or pay. Spotted an error? Email [email protected] with the official link.

Sources

  1. ITWeb, Michael Malakata: South Sudan launches mobile money service (17 July 2019)
  2. Mobile World Live, Chris Donkin: South Sudan provider launches cross border payments (29 April 2020)
  3. UNCDF: South Sudan Payment Infrastructure Assessment Report (April 2023)
  4. Eye Radio, James Atem Kuir: You can now use mobile money for all payments, Central Bank (19 July 2025)
  5. Access Radio, Amnon Jakony: Mobile money providers issue new charges for salary payments and withdrawals (10 July 2025)
  6. Access Radio, Amnon Jakony: Central bank publishes uniform salary and banking charges tariff (29 July 2025)
  7. Access Radio, Amnon Jakony: BoSS sets strict USD caps on mobile money (1 September 2026)
  8. Bank of South Sudan: Licensing (checked 20 October 2026)
  9. Bank of South Sudan: Commercial Banks Salary Tariffs (8 July 2025)
  10. Bank of South Sudan: Regulations, Electronic Money Regulation 2017 (checked 20 October 2026)

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