Mobile money transaction and balance limits in South Sudan
- Tier One daily limit
- SSP 1,625,000, about US$250 1
- Tier Two daily limit
- SSP 6,500,000, about US$1,000 1
- Tier Three daily limit
- SSP 13,000,000, about US$2,000 1
- Over-the-counter cap
- SSP 6,500,000 per transfer 1
- Dormant after
- Three months without activity, as reported 1
Limits by account tier
Amnon Jakony of Access Radio reported on 1 September 2026 that the amendment applies to licensed financial institutions and non-bank e-money issuers 1. The report gave US dollar values at SSP 6,500 per US dollar 1. The central bank's regulations page lists the 2017 regulation. It did not show the 2025 amendment when checked on 20 October 2026 2. The figures below are as reported 1.
| Tier | ID needed | Daily limit | Monthly limit | Maximum balance |
|---|---|---|---|---|
| Tier One 1 | Simplified ID such as a student or local chief ID 1 | SSP 1,625,000 1 | SSP 13,000,000 1 | SSP 6,500,000 1 |
| Tier Two 1 | Passport or government ID 1 | SSP 6,500,000 1 | SSP 52,000,000 1 | SSP 26,000,000 1 |
| Tier Three 1 | Companies and government entities, with documents such as tax certificates and bank statements 1 | SSP 13,000,000 1 | SSP 130,000,000 1 | SSP 65,000,000 1 |
Other limits and rules
- Over-the-counter e-money transactions are capped at SSP 6,500,000, about US$1,000, per transfer 1.
- Inactive accounts become dormant after three months, with a one-month warning 1.
- Unclaimed funds go to the central bank after five years 1.
- Providers must report suspicious transactions within 24 hours 1.
- Providers face fines of at least SSP 6,500,000 per day or per violation for breaches 1.
What providers say
MTN's customer terms do not state a MoMo transaction or balance limit. Clause 8.1 says limits apply "As Per regulations which might change from time to time" 4. The MoMo page lists no limits 5.
Martin Oluoch of Digitel Holding Limited told Eye Radio on 5 June 2026 that DigiCash limits daily transactions to US$200 or the SSP equivalent 3. He said Tier 3 allows US$2,000 a day and US$10,000 a month 3.
Where sources differ
MTN's terms say an account becomes dormant after 12 consecutive months without a transaction 4. The 2025 amendment, as reported in September 2026, sets three months 1.
Digitel gave a Tier 3 monthly limit of US$10,000 in June 2026 3. The amendment, as reported in September 2026, sets SSP 130,000,000, about US$20,000 1.
Check the limit on your own wallet with your provider before a large transfer 4,5.
Large cash and how to raise a limit
The central bank's circulars page lists a 2017 guideline for reporting large cash transactions, amended in 2022 6. This guide did not read the guideline text.
Limits rise with the ID you give 1. MTN's terms require an ID document with a photo to open an account 4. To move from Tier One to Tier Two, ask your provider to register your passport or government ID 1,4. For questions on the rules, the Bank of South Sudan can be reached on +211 920 004 100 or [email protected] 7.
Common questions
What is the daily mobile money limit in South Sudan?
As reported in September 2026, SSP 1,625,000 for Tier One, SSP 6,500,000 for Tier Two and SSP 13,000,000 for Tier Three 1.
How much can I keep in a mobile money wallet?
As reported, up to SSP 6,500,000 for Tier One, SSP 26,000,000 for Tier Two and SSP 65,000,000 for Tier Three 1.
How do I get a higher mobile money limit?
Register a passport or government ID to reach Tier Two, as reported by Access Radio 1.
Does MTN MoMo publish its limits?
No. MTN's terms say limits follow regulations which might change 4.
When does a mobile money account become dormant?
Three months under the 2025 amendment as reported 1. MTN's terms say 12 months 4.
Rules and fees change. Check the official site linked above before you apply or pay. Spotted an error? Email [email protected] with the official link.
Sources
- Access Radio, Amnon Jakony: BoSS sets strict USD caps on mobile money (1 September 2026)
- Bank of South Sudan: Regulations, Electronic Money Regulation 2017 (checked 20 October 2026)
- Eye Radio, Koang Chang: Inkomoko South Sudan, DigiCash sign landmark partnership to expand financial access for displacement-affected communities (5 June 2026)
- MTN South Sudan: MTN Customer Terms and Conditions, provider page (checked 20 October 2026)
- MTN South Sudan: MoMo from MTN, provider page (checked 20 October 2026)
- Bank of South Sudan: Circulars (checked 20 October 2026)
- Bank of South Sudan: Licensing (checked 20 October 2026)
Related
- How the Bank of South Sudan regulates mobile money
The Bank of South Sudan's mobile money rules: licensing, the Electronic Money Regulation, account tiers, consumer rights and how to complain.
- Mobile money fees in South Sudan
Mobile money fee tables published on South Sudan provider pages. Where a provider publishes none, this page says Not published.
- MTN Mobile Money (MoMo) in South Sudan
How to join MTN MoMo in South Sudan, the USSD codes, fees in central bank tariffs reported in 2025, limits, and how to receive money from abroad.
- Digi Cash in South Sudan: fees, limits and how it works
Digi Cash mobile money in South Sudan: who runs it, how to use it on a basic phone, reported withdrawal fees and daily and monthly limits.
- m-Gurush mobile money in South Sudan
How m-Gurush works in South Sudan, who runs it, the fees in central bank tariffs reported in 2025 and the account limits set by regulation.
- Mobile money safety in South Sudan
PIN safety, wrong transfers, scams and where to complain about mobile money in South Sudan, from provider terms and official sources.